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Recent Articles

Dec
03
2024
2025 Portland Oregon Housing Forecast
When we step into a new year, real estate economists like to make predictions about what lies ahead—especially around mortgage rates and home prices. This year, though, the crystal ball is foggier than ever! The big players—think Fannie Mae, Freddie Mac, Zillow, and...
Nov
06
2024
A Non-Party Affiliated review of Trump’s Return: A Market and Economic Overview for the Mortgage and Real Estate Industry
As the dust settles, and as your internal monologue has you celebrating, or grieving, this week marks a significant change for our country: Donald Trump will be President once again, winning both the popular vote and the electoral college. Setting aside the emotions that come with...
Oct
02
2024
Why Aren't Mortgage Rates Falling?
Many in the real estate and mortgage industry expected a ticker-tape parade for Jerome Powell back on September 18th, when the Federal Open Market Committee officially lowered the Federal Funds rate by 0.5%. They also signaled that further reductions in the Federal Funds rate are coming...
Sep
02
2024
What if Jerome Powell Doesn't Lower the Federal Funds Rate in September?
Last week I wrote the following poem and a fun way to describe how the market is feeling about the upcoming September Federal Reserve meeting: T’was 2 weeks before the Federal Reserve Meeting, and at every open house, Not a buyer was talking about locking, not even to their spouse...
Aug
01
2024
5 Reasons Buying a Home Now – Makes Mathematical sense, and yes, yes, I know that Rates are Expected to Come Down!
Real Estate Agents and Mortgage Loan officers aren’t blind to the facts that the market is really tough on homebuyers right now.  Homebuyers are doing the cost benefit analysis in their mind about “is this new higher payment worth it” while also fighting low...
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