Recent Articles
Dec
05
2023
05
2023
Have Mortgage Rates Peaked? Doves and Hawks will give you Different Answers
Some old terminology is starting to make its way back into economic vocabulary. Many folks think that it’s the Chairman of the Federal Reserve (Jerome Powell) that solely makes decisions about rate hikes, treasury bonds, and is the only person that has his hands on the levers and...
Some old terminology is starting to make its way back into economic vocabulary. Many folks think that it’s the Chairman of the Federal Reserve (Jerome Powell) that solely makes decisions about rate hikes, treasury bonds, and is the only person that has his hands on the levers and...
Oct
30
2023
30
2023
2023 Fall Mortgage and Home Price Forecast
Hello Ryder Mortgage Groupies! As we head into fall thought that I should send a note on what I see ahead regarding mortgage rates and the housing market as we finish up 2023 and head into 2024. First, lets look back. For those that follow me on LinkedIn, or read my articles at...
Hello Ryder Mortgage Groupies! As we head into fall thought that I should send a note on what I see ahead regarding mortgage rates and the housing market as we finish up 2023 and head into 2024. First, lets look back. For those that follow me on LinkedIn, or read my articles at...
Oct
02
2023
02
2023
2-1 Buydowns, a Magic Bullet or is there a Downside?
In the world of higher (and rising) mortgage rates, Real Estates Agents and Lenders alike are trying to come up with creative ways to keep homebuyers’ payments manageable. In the world of mortgage financing, where numbers and percentages often rule the roost, the concept of a...
In the world of higher (and rising) mortgage rates, Real Estates Agents and Lenders alike are trying to come up with creative ways to keep homebuyers’ payments manageable. In the world of mortgage financing, where numbers and percentages often rule the roost, the concept of a...
Aug
30
2023
30
2023
How are Investors Getting a Rate of Return in This Uncertain Housing Market?
That is a really good question! To help put things in perspective, I went back and thumbed through a book my Dad gave me when I graduated college in the year 2000. The book is called “Rich Dad, Poor Dad” was originally published in 1997. For those that aren’t...
That is a really good question! To help put things in perspective, I went back and thumbed through a book my Dad gave me when I graduated college in the year 2000. The book is called “Rich Dad, Poor Dad” was originally published in 1997. For those that aren’t...
Jul
28
2023
28
2023
Ding Dong, is the Witch Dead? The Federal Reserve Predicts No Looming Recession. But Why isn’t There Celebration?
By: Eric Simantel For what seems like an eternity, even while we’ve been enjoying a post Covid positive period in our economy (sans inflation); we’ve been waiting for this recession to hit the U.S., wipe out jobs, smack the stock market in the face and cause turmoil across the...
By: Eric Simantel For what seems like an eternity, even while we’ve been enjoying a post Covid positive period in our economy (sans inflation); we’ve been waiting for this recession to hit the U.S., wipe out jobs, smack the stock market in the face and cause turmoil across the...